Available Programs

You may be eligible for loan forgiveness if you work in one of the fields below:

Public Service Loan Forgiveness (PSLF) Program (Direct Loan Borrowers)

The PSLF Program was established to encourage individuals to enter and continue in full-time public service employment. The program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made 120 qualifying monthly payments while working full time for a qualifying employer. To receive forgiveness, you must remain employed with a qualifying employer at the time you apply for and receive forgiveness for your loans.

IMPORTANT UPDATE: On October 6, 2021, the U.S. Department of Education announced a change to the Public Service Loan Forgiveness (PSLF) program rules. This waiver period is temporary and will end on October 31, 2022. To gain more information on this limited waiver period, including any actions you may need to take to gain access to these benefits, visit StudentAid.gov/pslfwaiver.

Federal Teacher Loan Forgiveness Program

The purpose of the Federal Teacher Loan Forgiveness Program is to encourage individuals to enter and continue in the teaching profession. You may qualify if you teach full-time at a low-income school and meet other qualifications.

Am I eligible?

To view full details of the Teacher Loan Forgiveness Program, including the eligibility requirements, visit the Federal Student Aid website.

How do I apply?

It's easy to apply. Go to aesSuccess.org and follow the instructions.