Loan Forgiveness

Main Content

Loan forgiveness encourages students to pursue degrees and employment in specific fields. These programs repay part or all of your educational loan debt if you fulfill certain work-related requirements.

Available Programs

You may be eligible for loan forgiveness if you work in one of the fields below:

Public Service Loan Forgiveness (PSLF) Program (Direct Loan Borrowers)

The PSLF Program was established to encourage individuals to enter and continue in full-time public service employment. The program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made 120 qualifying monthly payments while working full time for a qualifying employer. To receive forgiveness, you must remain employed with a qualifying employer at the time you apply for and receive forgiveness for your loans.

Check out our video to learn more about PSLF.

Federal Teacher Loan Forgiveness Program

The purpose of the Federal Teacher Loan Forgiveness Program is to encourage individuals to enter and continue in the teaching profession. You may qualify if you teach full-time at a low-income school and meet other qualifications.

Am I eligible?

To view full details of the Teacher Loan Forgiveness Program, including the eligibility requirements, visit the Federal Student Aid website.

How do I apply?

It's easy to apply. Go to aesSuccess.org and follow the instructions.

Supporting Content

Contact Us

For PSLF

By phone

  • 1-855-265-4038

Hours of Operations

Monday to Friday
8:00 AM to 11:00 PM (ET)

For Federal Teacher Loan Forgiveness

By phone

  • By phone

    1-800-233-0557, ext. 5473

Hours of Operations

Monday to Friday
8:00 AM to 5:00 PM (ET)