Need Money for College?

If you want to go to college, PHEAA can help you pay for it with our affordable Keystone Family of Educational Loans.

Educational Loans
Keystone Family of Educational Loans

PHEAA's Keystone Family of Educational Loans has been the cornerstone of student aid packages for millions of Pennsylvania students since 2001. Hundreds of lenders remain committed to this private-public partnership which provides affordable loans to students that may not be able to access funding otherwise. KeystoneBEST offers access, choice, and service.

Stafford

KeystoneBEST - Pennsylvania's preferred Stafford loan for students.
Benefits include a low fixed interest rate, six-month grace period, no required payments while in school at
least half-time, flexible repayment options, and more.

Parent PLUS

KeystoneBEST for Parents - Pennsylvania's loan for parents who want to pay for their child's education.
Borrow up to the total education cost less other student aid. Benefits include a low fixed interest rate, flexible
repayment options, no prepayment penalty, no income requirement, and more.

Graduate PLUS

KeystoneBEST for Graduates - Pennsylvania’s loan for graduate students who need additional funding.
Benefits include a low fixed interest rate, six-month grace period, no required payments while in school
at least half-time, flexible repayment options, and more.

Alternative Loans

Private loans to supplement federal and free student aid.
Complete gaps in your college funding after obtaining aid through scholarships, grants, and federal
loans. Interest rates, repayment terms, and other benefits vary by program and lender.