Need Money for College?
If you want to go to college, PHEAA can help you pay for it with our affordable Keystone Family of Educational Loans.
- Loans for Pennsylvania undergraduates, graduate students, and parents.
- Low, fixed interest rates.
- Flexible repayment options.
Educational Loans
Keystone Family of Educational Loans
Our low-cost loans help make college affordable for Pennsylvanians and out-of-state students attending a Pennsylvania college.
Stafford
KeystoneBEST - Pennsylvania's low-cost Stafford loan for students.
Benefits include a low fixed interest rate, six-month grace period, no required payments while in school at
least half-time, flexible repayment options, and more.
Parent PLUS
KeystoneBEST for Parents - Pennsylvania's loan for parents who want to pay for their child's education.
Borrow up to the total education cost less other student aid. Benefits include a low fixed interest rate, flexible
repayment options, no prepayment penalty, no income requirement, and more.
Graduate PLUS
KeystoneBEST for Graduates - Pennsylvania’s loan for graduate students who need additional funding.
Benefits include a low fixed interest rate, six-month grace period, no required payments while in school
at least half-time, flexible repayment options, and more.
Alternative Loans
Private loans to supplement federal and free student aid.
Complete gaps in your college funding after obtaining aid through scholarships, grants, and federal
loans. Interest rates, repayment terms, and other benefits vary by program and lender.
Start saving on your student loans.
Find out how Student Loan Rebates can help you pay off your student loan faster just by shopping.
Confused about financial aid?
Check out The 5 Steps to Financial Aid to help
you through the process.